No paper trail
Transaction hashes get buried in chat. Screenshots are not a receipt.
Shared expenses · Monad
Splitting a bill shouldn't need three reminder texts
Settled is onchain receipts for shared crypto expenses — create a bill, everyone confirms, settle once.
The problem
Crypto splits still run on trust and screenshots
The money moves. The agreement doesn't. That's what Settled fixes.
Awkward follow-ups
“Did you send it?” becomes a thread. Nobody wants to be the reminder person.
Manual split math
Percentages agreed verbally, then recalculated in a notes app under pressure.
How it works
Three steps. One receipt.
Create the bill, get everyone onchain, settle in a single transaction.
Create
Title, total in MON, 2–5 wallets, custom split percentages.
Confirm
Share the bill link. Each participant signs off onchain.
Settle
Deposit once. Contract distributes by share and leaves a permanent receipt.
Why onchain
Trustless settlement for the bills that keep recurring
Rent, utilities, group trips — the split is simple until someone loses the hash. Settled keeps the agreement and the proof on Monad, where neither side can rewrite history.
Trustless settlement
Funds move by the contract rules you already agreed to — not by who DMs first.
Shareable proof
One link. Bill, splits, and settlement hash — forever on Monad.
Everyone signs off
No settle until all listed wallets confirm the exact split onchain.
Get settled
Create a bill before the next reminder text
One link. Everyone confirms. Settle once. Permanent proof.
Monad Testnet · Spark hackathon